It is our belief that credit problems should never prevent a person from being able to find a place to live. Unfortunately, most apartment complexes and landlords don’t agree.
We understand bad things sometimes happen to good people, especially in these difficult economic times.
Anyone who’s expecting you to have great credit in order to rent a home is not being realistic. People with great credit scores usually buy homes, not rent them.
Can we work with you if you have bad credit?
Of course we can! It’s not uncommon for applicants to have some dings on their credit report. We don’t expect you to be perfect. We look at your overall situation.
When your application is processed, a credit check is usually conducted, but we focus more on your income verification and rental history than a perfect credit score. Never assume your past will keep you out of a great home until you have spoken to us about your situation.
Is there a minimum credit score you need to have?
Most credit scores that we accept fall within the range of 500-800. However, our decision is not based strictly on your credit score. We are more interested in the things that created the score, rather than the score itself. If you have great rental history and solid income, we can usually work with that.
Talk to us about your situation and we can explain to you what options are available for the particular property you’re interested in.
